Released on = November 25, 2005, 11:46 pm

Press Release Author = Perfect Home Living

Industry = Real Estate

Press Release Summary = Aimed at Title, Insurance and Mortgage Industries as well
Local, State and Federal Law Enforcement Agencies seeking proactive solutions to
Mortgage and Real Estate Fraud.

Press Release Body = Salt Lake City UT /Press Release/ -- Are you looking for the
definitive guide to combat money laundering programs for persons involved in real
estate closings and settlements? Well look no further - Perfect Home Living has the
answer.

Perfect Home Living has developed a "link-chain" accountability process for
reviewing principal documents involved in real estate closings. From law
enforcement agencies, financial institutions regulated by the FDIC and OTS and Land
Title Professionals, Perfect Home Living's "link-chain" database is able to assist
with the identification and prosecution of criminals involved in mortgage and real
estate fraud.

"White Collar criminals are sophisticated in their operations, often using multiple
third-parties to mask operations. Knowing what to look for affords Perfect Home
Living the advantage of following the money trail from ground zero, information that
is critical for a successful prosecution," says Sheri Fitzpatrick, CEO of Perfect
Home Living.

As the U.S. housing market continues record highs, fraud within the real estate
industry is rising from coast to coast according to mortgage industry researchers
and federal law enforcement agencies.

Lenders last year reported 17,000 suspected incidents of mortgage fraud to the FBI,
while the IRS criminal investigations have more than doubled from 2001 to 2004. The
increased reliance by financial institutions and third party brokers have created
opportunity for individuals and organized fraud rings, particularly where industry
insiders are involved.

The Mortgage Banker's Association projects $2.5 trillion in mortgage loans will be
made during 2005. It is the estimate of Perfect Home Living that fraud within the
real estate industry will for the first time exceed $100 billion. The driving force
behind such astronomical highs is that a significant portion of the mortgage
industry is void of any mandatory fraud reporting, thus allowing white collar
criminals to operate within the mortgage industry undetected.

"Having been recruited by a mortgage fraud ring operating in Utah and several
surrounding states, I have witnessed first hand the willful destruction and chaos
that white collar criminals create. In time I became the student of the criminal
mind which afforded me the opportunity to establish Perfect Home Living to stop the
criminals and witness their successful prosecution. Perfect Home Living provides
the 'link-chain' accountability while providing transparency into the real estate
market," added Sheri.

About Perfect Home Living

Perfect Home Living is a real estate leader for negotiating fair and balanced short
sales for families facing foreclosure via its national referral network of licensed
real estate industry professionals. Additionally, Perfect Home Living assists state
and federal crime task force units in addressing areas concerning mortgage and real
estate fraud. For more information about Perfect Home Living, schedule an
interview with Sheri Fitzpatrick or to request her as a guest speaker at your next
event or function, contact us @ 801.668.3952 M-F 9:00 AM - 5 PM MST or visit us
online at www.perfecthomeliving.com


Web Site = http://www.perfecthomeliving.com

Contact Details = Perfect Home Living
387 West 1375 North
Centerville, Utah 84014
Tel: 801.668.3952
Fax: 801.528.3321
Media@PerfectHomeLiving.com