Released on = August 2, 2007, 11:20 am

Press Release Author = R and R Finance

Industry = Small Business

Press Release Summary = Get a small business unsecured line of credit to help with
receivables. The line of credit allows access to funds for operation

Press Release Body = A U.S. Small Business Association study states that two-thirds
of new small businesses survive about two years and only 44 percent survive about
four years. One of the major reasons for failure is the lack of adequate funding and
financial planning.

"I believe it was the Eagles that said that it took them seven years to become an
overnight success. But during that time thousands of bands folded not because they
weren't talented but because they did not have the funding," states Gary Rees,
Managing Partner of R and R Finance.

R and R Finance, based in Southern California specializes in arranging unsecured
business lines of credit from $300,000 up to $5 million for small and start up
companies nationwide.

"It is much the same with small businesses. Start up funds run out long before the
business can start paying for itself. The business owner then starts spending far
too much time trying to state afloat rather than actually running the business."

"Without access to funds there is a strong possibility the business owner will
probably lose the enthusiasm and drive to go the distance."

\"Unsecured business lines of credit could be the answer for the company that is
looking to move to the next level. The credit lines offers the small business owner
access to funds for expansion, marketing or even provide relief for slow
receivables.\"

\"One of the biggest benefits for the small business owner is the unsecured business
lines of credit do not effect the personal credit. This should be music to the ears
of the business start-up.\"

"It is very for small business owners underestimate how much money is needed for the
venture and they are forced to close before they even have had a fair chance to
succeed."

"But even with best researched business plan there can be some unrealistic
expectation revenues from sales or when the receivables actually get paid."

"You have made the sale but your client is out to make money too. One way they do
that is getting extended credit from you. What happens if they want 60 day terms? Do
you have the cash flow to manufacture the product or provide the service and then
wait 60 days for your money? Supposing they want 60 days but actually take 90 or 120
which is not uncommon?"

"At this point without the access to funds you have a dilemma and may have to turn
down a customer."

"If you company had a business line of credit you be able to handle this situation
and you have access to the funds for this scenario and others like it in the
future."

"Most businesses take a year or two to get going and an unsecured business line of
credit will take you through these leaner times," concludes Rees.

For more information on unsecured small business lines of credit contact Gary Rees,
R and R Finance at 800-559-2188 or visit http://www.rnrfinance.com/


Web Site = http://www.rnrfinance.com/

Contact Details = http://www.rnrfinance.com/
800-559-2188
R and R Finance