Released on: September 29, 2008, 9:58 pm

Press Release Author: insurancebyaim.com

Industry: Financial

Press Release Summary: (AP) Finding reasonable homeowners insurance rates is
sometimes a major pain in the – pocketbook. However, knowing where to look pays off
big dividends.

Press Release Body: Keep in mind that with all the hurricanes, there are a lot of
major insurance companies who have stopped writing policies in Tampa (and other
places). This of course kicks up the insurance premiums quite drastically.


This means the insurance market shrinks and it gets harder for homeowners to find
reasonable rates. Stay proactive in keeping the rates down by doing some website
comparisons.


This doesn't mean buy insurance online, just that there's the chance to compare what
various companies offer. For instance, some companies have toll free numbers to talk
to an agent (for free) and get questions answered.


To save enough on insurance premiums to make a difference in the long-term, then
kick up the deductible on the homeowner's policy. The savings over the year will
make up the increased deductible.


Think smart and consolidate insurance. In other words buy all insurance at the same
company, as that alone may save anywhere from 10% to 30% on insurance costs.


Have all the burglar bells and whistles installed on the house to make it more
secure. For instance smoke detectors, fire extinguishers, deadbolts etc. This will
pay off in a tidy discount on homeowner's insurance.


Here's one other thing that not a lot of people think about. Only insure person
possessions and the house, not the land. And last, but not least, ask right up front
is there are any discounts going.


Usually there are and they may apply to seniors, those in police work or the
military or non-smokers. There are other discounts, so just ask about them, and make
sure to deal with a local insurance agent who knows the area and knows the market.
This makes sure consumers get the good deals.

Web Site: http://www.insurancebyaim.com

Contact Details: Adviatech Corp., PR for COMPANY NAME
9280 Bay Plaza Blvd Suite 706
Tampa, FL 33619
1.813.600.3017